As inflation, automation, and financial insecurity continue to challenge Canadian households, the discussion around Universal Basic Income (UBI) has taken center stage in 2025. While Canada has not yet launched a national UBI program, it remains at the forefront of policy innovation, with several active pilot projects and legislative proposals aiming to explore the real-world impact of basic income. Whether you’re a citizen, Continue reading
2025
Albertans May Receive Increased Retirement Income with Proposed Provincial Pension Plan
The Smith government has introduced the “Alberta Next” panel, a group of professionals assigned to assess and provide recommendations on several pressing issues, including the potential creation of an Alberta-based pension plan. While the panel has yet to publish its findings, a recent economic study indicates that Albertans could enjoy substantially higher retirement income through Continue reading
July–December 2025 Pension Hike Approved – Check Your New CPP Payment!
Millions of Canadians relying on their Canada Pension Plan (CPP) are in for a welcome surprise. A new CPP increase has been officially confirmed for the period of July to December 2025, offering additional financial support in the face of rising inflation, healthcare, and living costs. This adjustment brings both relief and stability to retirees and eligible recipients. In this article, we break Continue reading
$1,428 Canada Workers Benefit (CWB) Confirmed For 2025 – Check Eligibility & Payout Dates Now
Amidst rising inflation and economic uncertainty, the Canada Revenue Agency (CRA) has officially confirmed the enhanced Canada Workers Benefit (CWB) for 2025. Low-income workers can now receive up to $1,428 per quarter, totaling $5,712 annually through automatic quarterly payments. This tax-free support is a major lifeline for millions of working Canadians struggling to manage basic Continue reading
$3,500 OAS Boost For Seniors in 2025 – Who Qualifies and When Will It Arrive?
As inflation continues to put pressure on seniors across Canada, recent talk of a $3,500 one-time Old Age Security (OAS) payment in 2025 has sparked curiosity and confusion. With the rising costs of food, rent, and healthcare, many retirees are wondering: Is this payment real, and how can I claim it? This article outlines everything Continue reading
$2,500 CPP Boost Coming This November – See If You Qualify And When To Expect Payment
Good news is on the way for Canadian seniors. The federal government has confirmed a $2,500 Canada Pension Plan (CPP) boost, scheduled for direct deposit in November 2025. This one-time, non-taxable payment aims to provide financial relief to older Canadians grappling with rising living costs, inflation, and healthcare expenses. Delivered automatically via the Canada Revenue Agency (CRA), this support package targets low- and Continue reading
Extra GST Cash Alert For July 30 – Check If You’re Eligible To Receive It
This July 2025, the Canada Revenue Agency (CRA) is delivering an extra one-time GST/HST payment, scheduled for July 30, for eligible low- and modest‑income Canadians. This boost offers meaningful help alongside the regular quarterly GST/HST credit. What Is the July Extra GST Cash Payment? This is not part of the usual quarterly GST/HST credit, which is issued four times a year. It’s Continue reading
CRA Confirms $3,000 Retirement Benefit In July – Who’s Eligible And When You’ll Get Paid
As the cost of living rises, Canadian seniors are set to receive up to $3,000 in monthly retirement support beginning in July 2025, thanks to enhancements across the Canada Pension Plan (CPP), Old Age Security (OAS), and the Guaranteed Income Supplement (GIS). These benefits, administered by the Canada Revenue Agency (CRA) and Service Canada, provide Continue reading
CRA Announces $1,200 Housing Payment In October – See If You’re Eligible
With rent prices climbing across Canadian cities, the federal government has officially confirmed the $1,200 CRA Housing Top-Up to be issued in October 2025. Administered by the Canada Revenue Agency (CRA), this one-time, tax-free payment will provide relief to low-income renters struggling with housing affordability. If you’re spending a large portion of your income on Continue reading
Worried About CRA? 3 Warning Signs Every OAS Pensioner Shouldn’t Ignore
Retirees relying on Old Age Security (OAS) face increasing scrutiny from the Canada Revenue Agency (CRA). To preserve your full OAS benefit and avoid unexpected clawbacks, it’s crucial to watch for three key financial red flags. Discover how careful tax planning and the right dividend stocks held in a TFSA—such as Brookfield Asset Management (BAM)—can help safeguard your income. Red Flag #1: Continue reading