Ontario residents: the Canada Revenue Agency (CRA) has officially confirmed a $360 Ontario Trillium Benefit (OTB) lump‑sum payment on July 10, 2025 for those whose total entitlement is $360 or less.
Learn all the facts, eligibility criteria, payment schedule, and how to apply—fast
What Is the Ontario Trillium Benefit (OTB)?
The OTB is a tax‑free combined benefit that includes three provincial credits:
- Ontario Energy and Property Tax Credit (OEPTC)
- Northern Ontario Energy Credit (NOEC)
- Ontario Sales Tax Credit (OSTC)
It’s issued by CRA on behalf of the Ontario government to help low‑ and moderate‑income individuals and families with sales tax, energy, and property tax costs .
Why Is $360 Significant in July 2025?
- If your total 2025 OTB annual entitlement is $360 or less, CRA issues a one‑time lump‑sum payment in July 2025—specifically July 10 .
- CRA “has confirmed that eligible Ontarians will receive up to $360 on July 10, 2025” for entitlement ≤ $360 .
- If entitlement exceeds $360, monthly instalments start July 10, 2025, and continue through to June 2026 (unless a lump‑sum in June 2026 was chosen) .
Eligibility Requirements
To qualify:
- You must have filed your 2024 Ontario income tax and benefit return.
- Be an Ontario resident as of Dec 31, 2024.
- Meet criteria for at least one component (OEPTC, NOEC or OSTC) .
- For OEPTC/NOEC, must have completed Form ON‑BEN when filing 2024 return; OSTC is automatiC.
- Age 18 or older (or a parent, spouse or in common‑law relationship).
Payment Schedule for 2025–26
If entitlement > $360 and monthly chosen:
| Payment Month | Payment Date | Notes |
|---|---|---|
| July 2025 | July 10, 2025 | First monthly instalment |
| August 2025 | August 8, 2025 | Earlier due to weekend/holiday rule |
| September 2025 | September 10, 2025 | |
| October 2025 | October 10, 2025 | |
| November 2025 | November 10, 2025 | |
| December 2025 | December 10, 2025 | |
| … through June 2026 | June 10, 2026 | Final month if monthly opted |
Payments fall on the 10th of each month (or the previous business day if it’s a weekend or holiday)
Benefit Amounts – What You Can Get
Actual amounts vary based on your 2024 income, family status, residence location, and eligibility for the three credits. Maximum credits for 2025 benefits:
- OSTC: up to $371 per adult or child
- OEPTC: up to approximately $1,282 (non‑seniors); seniors get up to $1,459
- NOEC (for Northern residents): up to $185 (single) or $284 (families)
Combined, full entitlement may exceed $360—but for smaller entitlements, the lump‑sum applies.
How to Apply & Receive Your Payment
- File your 2024 tax return, including Form ON‑BEN if applying for OEPTC or NOEC. OSTC is automatic
- CRA reviews and sends you a notice of entitlement.
- Payments are delivered by direct deposit (if enrolled) or by cheque if not
- You can choose (on your return) to receive your entitlement as a single lump‑sum in June 2026 if it’s over $360—by ticking the appropriate box on Form ON‑BEN
- Keep personal and banking info updated in CRA My Account to avoid payment delays
Why This Matters – Key Details Summarized
- $360 threshold triggers lump-sum eligibility in July 2025.
- File 2024 return by June 19, 2025 to receive payments starting July 10.
- $360 or less = one payment on July 10, 2025.
- Entitlement above $360 = monthly payments from July 2025 to June 2026 (unless delayed election chosen).
- Non‑taxable benefit, not reported on income tax return.
Ontario residents should act now: file your 2024 tax return (with ON‑BEN if applicable) before June 19, 2025 to qualify for the $360 Ontario Trillium Benefit payment on July 10, 2025 if your entitlement is $360 or less.
Those with higher entitlements will receive monthly payments through June 2026 unless a delayed lump‑sum was elected. This tax‑free relief can ease costs on sales tax, energy, and property taxes—so check your CRA My Account and update your details today.
FAQs
Will I definitely get $360 on July 10, 2025?
Only if your total 2025 OTB entitlement is $360 or less and you filed your 2024 return in time. CRA has confirmed the payment for eligible recipients .
What if entitlement exceeds $360?
You’ll receive monthly payments beginning July 10, 2025, unless you chose a single lump‑sum in June 2026 on your tax return.
Can I change from lump‑sum to monthly during the year?
Yes. Contact CRA (by phone or letter) and ask to switch. Within 4–8 weeks, you’ll receive owed lump‑sum and then monthly payments for the rest of the benefit year .