The Canada Revenue Agency (CRA) has confirmed a major financial update: eligible low-income workers across Canada could receive up to $2,739 in benefits under the Canada Workers Benefit (CWB) on July 30, 2025.
This payment aims to assist individuals and families struggling with high inflation, rising rent, and everyday expenses.
Let’s break down the benefit details, eligibility rules, and how to ensure you receive this hidden tax credit.
What Is the Canada Workers Benefit (CWB)?
The Canada Workers Benefit is a refundable tax credit introduced to support low-income working individuals and families.
It supplements earnings and reduces tax liabilities for people with modest incomes, while also rewarding those who continue to stay employed despite economic hardship.
The best part? You don’t need to apply separately. If you’re eligible and file your 2024 tax return, the CRA will assess your claim automatically and disburse the payment.
2025 Payment Breakdown: CWB and ACWB
Here are the key details you need to know:
| Feature | Details |
|---|---|
| Program Name | Canada Workers Benefit (CWB) |
| Administered By | Canada Revenue Agency (CRA) |
| Max Payment for Singles | $1,590 |
| Max Payment for Families | $2,739 |
| Disability Supplement | Up to $821 |
| Advance Payments Program | Advanced Canada Workers Benefit (ACWB) |
| Next Payment Date | July 30, 2025 |
| Payment Frequency | Every 4 months (Jan, Jul, Oct) |
Who Is Eligible for the $2,739 CWB in 2025?
To qualify for this year’s Canada Workers Benefit, the following criteria must be met:
- Be a resident of Canada for tax purposes
- Be at least 19 years old by December 31, 2025
- Have earned employment income
- Have filed your 2024 income tax return
- Meet the income thresholds:
- Singles: Below $36,749
- Families: Below $48,093
You are not eligible if:
- You were a full-time student for more than 13 weeks (unless supporting a dependent)
- You were incarcerated for more than 90 days
- You work in restricted public sector jobs
How Much Will You Get? Benefit Phases and Income Limits
The amount you receive depends on your income level and family status. The benefit phases out once your income exceeds certain limits.
| Status | AFNI Limit | Max Benefit | Reduction Begins At |
|---|---|---|---|
| Single | $36,749 | $1,590 | $26,149 |
| Family | $48,093 | $2,739 | $29,833 |
CWB Disability Supplement
If you are approved for the Disability Tax Credit (DTC), you may qualify for an additional $821 supplement.
| Status | AFNI Limit | Supplement Amount |
|---|---|---|
| Single | $42,222 | Up to $821 |
| Family/Couple | $59,038 | Up to $821 |
ACWB: Advance Payments to Help You Sooner
The Advanced Canada Workers Benefit (ACWB) allows Canadians to get portions of their full CWB payment spread out across the year.
2025 ACWB Payment Dates:
| Month | Payment Date |
|---|---|
| January | January 10, 2025 |
| July | July 30, 2025 |
| October | October 10, 2025 |
These advance payments provide ongoing relief without waiting for tax season.
How to Maximize Your Benefit
To ensure you receive the maximum CWB or ACWB payments, follow these tips:
- File your taxes early and accurately
- Keep your CRA My Account information up to date
- Make sure your employment income is properly reported
- If disabled, ensure your DTC status is active
Missing documents or errors can result in delays or reduced payments.
The CRA’s $2,739 tax-free payment on July 30, 2025, offers a much-needed financial boost to working Canadians.
Through the Canada Workers Benefit and its advance payment program, the federal government is reinforcing its commitment to supporting low- and moderate-income households.
If you meet the eligibility criteria, all you need to do is file your 2024 tax return on time, and the CRA will take care of the rest.
With no extra application required, this is one of the easiest ways to access financial help in 2025.
FAQs
Do I need to apply separately to receive the Canada Workers Benefit?
No. The CRA will automatically assess your eligibility based on your 2024 tax return.
When will the next CWB advance payment be made?
The next Advanced CWB payment will be made on July 30, 2025.
Can I receive both the CWB and the Disability Supplement?
Yes, if you’re eligible for the Disability Tax Credit, you can receive an additional $821 on top of the standard CWB.