The Canada Revenue Agency (CRA) has officially confirmed the $1,395 GIS payment for eligible low-income seniors, scheduled for July 29, 2025. This non-taxable monthly benefit helps supplement income for older Canadians receiving the Old Age Security (OAS) pension.
With inflation driving up everyday costs, this payment ensures that vulnerable seniors can continue to afford essential needs such as food, housing, and medical care.
What Is the $1,395 GIS Payment?
The Guaranteed Income Supplement (GIS) is part of the Canadian retirement income system. It’s designed to support seniors aged 60 to 64 who have low or no income aside from OAS. The GIS benefit is adjusted quarterly to reflect inflation and Consumer Price Index (CPI) changes.
For July 2025, the monthly GIS amount is $1,395.73, which will be deposited to eligible recipients via direct deposit or mailed cheque.
Overview of the July 2025 GIS Payment
| Feature | Details |
|---|---|
| Benefit Name | Guaranteed Income Supplement (GIS) |
| Payment Amount | $1,395.73 CAD |
| Eligibility | Low-income OAS recipients aged 60–64 |
| Payment Date | July 29, 2025 |
| Agency | Canada Revenue Agency (CRA) |
| Frequency | Monthly |
| Country | Canada |
Who Is Eligible for the GIS Benefit?
To qualify for the $1,395 GIS payment in July 2025, applicants must meet the following criteria:
- Be a Canadian citizen or legal resident
- Be currently receiving Old Age Security (OAS)
- Be aged 60–64
- Have lived in Canada for at least 10 years after turning 18
- Have a combined annual income below $41,184
- Be the spouse or common-law partner of a deceased OAS recipient (if applicable)
These rules are designed to ensure the GIS reaches the most financially vulnerable seniors in Canada.
GIS Payment Dates for 2025
The CRA provides GIS payments on a monthly basis, aligned with the OAS payment schedule. Below is the full 2025 calendar:
| Month | Payment Date |
|---|---|
| January | January 29, 2025 |
| February | February 26, 2025 |
| March | March 27, 2025 |
| April | April 28, 2025 |
| May | May 28, 2025 |
| June | June 26, 2025 |
| July | July 29, 2025 |
| August | August 27, 2025 |
| September | September 25, 2025 |
| October | October 29, 2025 |
| November | November 26, 2025 |
| December | December 22, 2025 |
How Much Will You Receive?
Your GIS amount may vary based on income and marital status. Here’s a summary of the 2025 benefit structure:
| Factor | Details |
|---|---|
| Monthly GIS Amount | Up to $1,395.73 |
| Annual Income Limit | Less than $41,184 |
| Eligibility Group | OAS Recipients & Survivors |
The CRA performs quarterly reviews and may adjust the GIS to reflect economic changes and inflation.
Why This Payment Matters
For thousands of seniors, the GIS is a financial lifeline. Rising rent, food, and healthcare costs have left many Canadians struggling. This benefit:
- Protects against poverty in old age
- Provides essential support to those without private pensions
- Reflects the government’s commitment to ensuring economic dignity for seniors
The $1,395 monthly amount can be the difference between stability and hardship for many.
What You Should Do Now
If you meet the eligibility requirements:
- No need to reapply monthly — CRA sends it automatically
- Make sure your banking and mailing information is up to date
- Check your CRA My Account or My Service Canada Account
The $1,395 GIS payment for July 29, 2025 represents a crucial component of Canada’s support system for low-income seniors.
If you meet the eligibility conditions, this benefit will be automatically deposited, helping you maintain a basic standard of living despite rising economic pressures.
Don’t miss out: verify your records, stay up to date, and ensure you receive every dollar you’re entitled to.
FAQs
When will the $1,395 GIS payment be made?
The CRA will issue the July GIS payment on July 29, 2025, via direct deposit or cheque.
Who qualifies for the GIS payment in 2025?
Canadians aged 60–64 who receive OAS and have income below $41,184 are eligible.
Do I need to apply each month for GIS?
No. Once approved, CRA renews GIS automatically as long as you file your taxes and remain eligible.