Amidst rising inflation and economic uncertainty, the Canada Revenue Agency (CRA) has officially confirmed the enhanced Canada Workers Benefit (CWB) for 2025.
Low-income workers can now receive up to $1,428 per quarter, totaling $5,712 annually through automatic quarterly payments. This tax-free support is a major lifeline for millions of working Canadians struggling to manage basic living expenses.
Here’s a complete breakdown of eligibility requirements, new changes in 2025, how to check your status, and when you’ll get paid.
What Is the Canada Workers Benefit (CWB)?
The Canada Workers Benefit is a refundable tax credit aimed at helping low-income workers and their families by boosting their take-home income.
Previously known as the Working Income Tax Benefit (WITB), the program encourages continued employment by providing financial relief to those who need it most.
The CWB has two components:
- Basic Amount – For eligible individuals and families based on income
- Disability Supplement – For those approved for the Disability Tax Credit (DTC)
Even if you don’t owe any tax, you may still qualify for the benefit if you meet the criteria.
CWB 2025: Key Program Changes
In 2025, the CRA has enhanced the program significantly with higher payouts and quarterly distribution. Here’s what’s new:
| Feature | Details |
|---|---|
| Quarterly Amount | Up to $1,428 per quarter |
| Annual Maximum | $5,712 per year |
| Payment System | Automatic Advance Payments |
| Eligibility Review | Based on filed 2024 tax returns |
| Next Payment Expected | October 2025 |
| Taxable? | No – CWB is tax-free |
Who Is Eligible for the CWB in 2025?
To receive the Canada Workers Benefit in 2025, you must meet the following conditions:
- Be at least 15 years old by December 31, 2024
- Be a resident of Canada for the full year
- Have earned working income within CRA income thresholds
- Not be a full-time student (unless supporting a dependent or spouse)
- Not be incarcerated for more than 90 days in the year
Income Thresholds
| Filing Type | Income Threshold (Approx.) |
|---|---|
| Individual | Up to $24,975 (phases out at $33,000) |
| Families/Couples | Higher threshold depending on household size |
If you qualify for the Disability Tax Credit, you may also receive the CWB Disability Supplement.
How to Apply or Check Your Status
Most eligible Canadians do not need to apply separately. If you filed your 2024 tax return and your income and personal details are up-to-date with CRA, the payments will be processed automatically.
How to Confirm Your Eligibility and Status:
- Log in to your CRA My Account
- Visit the official CWB page on Canada.ca
- Contact CRA directly if you haven’t received expected payments
How Will the Payments Be Sent?
The quarterly payments are delivered via:
- Direct Deposit – If you’ve enrolled with CRA
- Cheque by mail – If no banking details are on file
Payments are expected in January, April, July, and October. The next major deposit is due in October 2025.
Why CWB Is a Game-Changer
In a time where costs of housing, food, and fuel continue to rise, the $1,428 quarterly CWB payment helps workers:
- Cover monthly bills
- Reduce debt burdens
- Improve food security
- Access healthcare or childcare support
- Maintain independence without relying on high-interest credit
The government’s move to issue advance quarterly payments instead of a lump sum during tax season is aimed at improving monthly cash flow for eligible families.
The 2025 Canada Workers Benefit is more than just a tax credit—it’s a recognition of the hardworking individuals who keep the economy running. With up to $5,712 annually, this financial aid is essential for low-income workers striving to meet their daily needs.
If you meet the eligibility criteria, ensure your tax returns are filed, your CRA account is updated, and you’re enrolled in direct deposit for faster payment. Every dollar matters, and this is one benefit you shouldn’t miss.
FAQs
How much can I receive under the CWB in 2025?
You can receive up to $1,428 per quarter, totaling $5,712 annually, depending on your income and eligibility.
Do I need to apply for the Canada Workers Benefit?
No, if you’ve filed your tax return, the CRA will automatically assess your eligibility and issue the payments.
How can I check my payment status?
Log into your CRA My Account or visit the Canada Workers Benefit page on Canada.ca for updates and payment schedules.